Focus Wealth > Getting Started
At Focus Wealth, we deeply value and understand how hard you have worked to save for your financial goals. We also believe that asking as many questions as possible to get a clear picture of your financial situation is absolutely key in the fact-finding process.
This fact-finding process is what you can expect during your first meeting with us. We will discover what goals are important to you, what your plan for retirement is, and genuinely get to know you as best as possible.
The second meeting is where financial strategies will be shared and potential courses of action will be presented. This is where we will compile all of their fact-finding data, combine it with your goals and aspirations, and create a custom-tailored plan to fit your needs. Once a plan is chosen, we will then formulate the proper paperwork, or schedule another meeting for further clarification or additional paperwork completion.
We don’t believe in one-size-fits-all solutions. We believe that everyone has the right to independent, customized financial advice and planning that helps improve quality of life.
What to Bring with you
Your Most Recent Tax Return
Looking over your most recent tax returns give us a great starting point to dive into your finances and truly understand where your overall income is coming from. This also allows us to be the most tax effective when determining the course of your financial plan.
Your Most Recent Bank Statement
Checking, Savings, CDs, etc.
Your most recent bank statements will give us an idea of cash flow management and expense trends that we can apply to an overall cash flow analysis later on in the planning process.
Insurance Contracts
Life insurance, Long-Term Care, Disability, etc.
Just like your investment statements, we want to make sure we have all the information regarding the protection of your assets and income needs, which is where we will assess your insurance needs moving forward.
Social Security Statements
Social Security strategizing is a very important piece of the financial planning puzzle, so the most current statements are vital in providing a comprehensive financial plan.
All Investment Statements
401(k), Pension, IRA, individual Stocks/Bonds, etc.
In order to give a complete, well-rounded plan, we will need to see all of your investment statements to ensure we aren’t doubling up or providing services where there may already be a solution. This can also include any information on your specific retirement plans (401(k)s, pensions, etc.) that may help us in better understanding your retirement situation.
Wills or Trust Documents
We need only to review your wills and trusts to ensure that there is a plan for your assets in the event of a death, disability, or other incapacitation.
